SUCCESS CAPITAL BANK
TERMINS AND CONDICIONS
THE BANK THAT HELP YOU FULFILL YOUR DREAMS
The Terms and Conditions are important to protect the rights of the user and ours as owners of the site. They establish the rules that must be followed when using our site and describe the services we offer and the limitations of liability.
TERMS AND CONDITIONS OF THE CONTRACT POLICIES
Copyright © 2023 (Success Capital Investment, Green Gems Life, Success Capital Bank, Norwacoin) All Rights Reserved.
SERVICE AGREEMENT: Object of the contract: This investment service agreement (hereinafter, the “Agreement”) establishes the terms and conditions governing the use of the investment services offered by SUCCESS CAPITAL INVESTMENT & GREEN GEMS LIFE, trademarks belonging to acknowledges and accepts the terms and conditions established in this Agreement. NON-DISCRIMINATION CLAUSE: The client will not be discriminated against on the basis of gender, race, religion, sexual orientation, age, disability or any other characteristic protected by law. This clause ensures that the client will have access to Success Capital Investment’s investment services on an equal footing with any other client, regardless of their identity or personal characteristics. Success Capital Investment undertakes to treat all its clients fairly and equally and not to discriminate against any client on any grounds. Account Creation at Success Capital Bank: When creating an investment with Success Capital Investment, the client will receive a unique client code that will allow him to access the banking services offered by Success Capital Bank. You are responsible for maintaining the security of your Success Capital Bank account and for protecting your password and any other login information. Success Capital Investment and Success Capital Bank shall not be liable for any loss or damage resulting from the client’s failure to protect his account and password. ACCEPTANCE OF CONDITIONS CLAUSE: The client accepts and agrees to all the conditions set out in this contract upon receipt of his investment service invoice. The client has a period of 72 hours from receipt of the invoice to retract and cancel his investment with a penalty of 20% on the amount invested. The withdrawal must be communicated in writing via email to the support department of Success Capital Investment. IDENTITY VERIFICATION CLAUSE: The CLIENT undertakes to provide verified personal information, including photograph of his identity document and selfie with said document, to carry out a KYC (Client Knowledge and Verification) verification before using the investment services of Success Capital Investment. The CLIENT agrees that this information will be used exclusively for identity verification purposes and compliance with applicable laws and regulations. Failure to provide this information may result in denial of access to Success Capital Investment’s investment services. THIRD PARTY PAYMENT AUTHORIZATION CLAUSE: In case the CLIENT does not have a cryptocurrency or bank account, the CLIENT may authorize a third party to receive and manage their investment funds instead. The CLIENT understands and accepts that SUCCESS CAPITAL INVESTMENT will not be responsible for any action taken by the authorized third party. The CLIENT understands that it is his responsibility to ensure that the authorized third party also complies with all KYC verification requirements and provides the necessary documentation to SUCCESS CAPITAL INVESTMENT for verification. INVESTMENT ACCOUNT INHERITANCE CLAUSE: This clause sets forth the provisions applicable in the event that the holder of the investment account dies or is unable to manage his or her own financial affairs. By accepting the terms and conditions of this contract, the client authorizes SUCCESS CAPITAL INVESTMENT to transfer the capital and profits obtained in the investment account to the client’s relatives according to the following provisions: 1.Si the client dies or is unable to manage his or her own financial affairs and leaves a stable wife or partner, the capital and profits made in the investment account will be transferred to such spouse or stable partner. 2.Si the client dies or is unable to manage his or her own financial affairs and leaves minor children, the capital and profits earned in the investment account will be deposited in a trust until each of the children reaches the age of majority. Once the children have reached the age of majority, the total amount of the trust will be divided equally among the children. 3.Si the client dies or is unable to manage his own financial affairs and leaves no wife, stable partner or minor children, the capital and profits obtained in the investment account will be transferred to one of the client’s parents who is alive. In case no parent of the client is alive, the full amount will be transferred to the client’s siblings. 4.Si the client dies or is unable to manage his own financial affairs and leaves no wife, stable partner, minor children or parents or siblings, the entire amount of the investment account will be transferred to the WHITE DRAGONS foundation. It is important to note that, for the investment account inheritance clause to be valid, it is necessary that the client has provided SUCCESS CAPITAL INVESTMENT with updated and verifiable information about their relatives and their financial situation. CLAUSE OF VERIFICATION OF IDENTITY AND OWNERSHIP OF BANK ACCOUNT AND WALLET OF CRYPTOCURRENCIES: The client agrees to provide verifiable information of his identity and bank or cryptocurrency accounts through the presentation of his identity document and selfie with said document, as well as through the notification of any changes in this information through his account profile in the company and support email. The client agrees that Success Capital Investment may carry out KYC verifications to confirm and authenticate this information. In case of any change in the information provided, the customer will have to send the identity verification documentation again. CONFIDENTIALITY CLAUSE: All confidential and personal information of the client, including but not limited to their investments, transactions and personal data, will be kept confidential by Success Capital Investment and its associated companies. This information will only be used to provide the investment services requested by the client and to inform him about any changes or updates to the services offered. Success Capital Investment is committed to protecting client privacy and complying with all applicable laws and regulations regarding privacy and protection of personal data. GUARANTEE CLAUSE: Success Capital Investment offers its clients a 100% satisfaction guarantee. If for any reason the client is not satisfied with the investment services offered by Success Capital Investment, he can request the return of his investment within the first 30 days after having made the investment. Success Capital Investment undertakes to return the full amount of the client’s investment with a penalty of 35% of the amount invested within 45 business days from the date of notification by the client This guarantee does not include capital losses due to market fluctuations. TOTAL LIABILITY CLAUSE: Success Capital Investment and its associated companies in connection with any service or product purchased by the CLIENT through the investment services of Success Capital Investment, shall not exceed the total amount of the investment made by the CLIENT. In no event shall Success Capital Investment and its affiliates be liable to CLIENT or any third party for any indirect, consequential, exemplary, punitive or incidental damages. This liability includes capital losses due to market fluctuations. CLAUSE FOR COLLECTION OF FEES FOR WITHDRAWAL OF CAPITAL AND PROFITS: The client understands that Success Capital Investment reserves the right to charge commissions for withdrawals of capital and profits generated through its investments. The amount of the commission will be 8% on the total amount to be withdrawn in case of bank payments and 2% on the withdrawal in cryptocurrencies. The client accepts that these commissions will be deducted from the total amount to be withdrawn and that they will be detailed in the corresponding invoice or notification for the moment. Success Capital Investment and its associated companies shall not be liable for any loss, damage or harm that the client may suffer as a result of the use of the investment services offered by the firm. This includes, but is not limited to, loss or damage caused by technical failures, human error, negligence, system failures, Internet connectivity failures, computer viruses, cyber attacks, or any other cause beyond the company’s control. In addition, the company will not be liable for any loss, damage or injury arising as a result of market fluctuation with spreads exceeding -15% daily trade per currency traded within an investment pool as well as zombie attacks, wars and natural disasters that may affect the market and its operations. DISPUTE RESOLUTION CLAUSE: In the event of any dispute or controversy arising in connection with this contract or any service provided by SUCCESS CAPITAL INVESTMENT, the parties shall agree to resolve such dispute amicably. If it is not possible to resolve the dispute amicably, any claim, controversy or dispute will be resolved by binding arbitration in the city of Dubai, United Emirates Arabic in accordance with the arbitration rules of the International Chamber of Commerce. The arbitrator’s decision shall be final and binding on both parties. CESSATION OF USE CLAUSE: The client agrees that Success Capital Investment has the right to suspend or terminate the use of the investment services at any time and without notice if the client is deemed to have violated any of the terms and conditions set forth in this contract. In case of cancellation of services, Success Capital Investment shall not be liable for any loss of funds or any other type of damage suffered by the client. The Client also agrees that Success Capital Investment has the right to terminate the use of the Services in the event of prolonged inactivity of the Client. The client accepts that, in case of cessation of use of the investment services of Success Capital Investment and its associated companies, he will be penalized with 35% of the amount of the investment made. Success Capital Investment undertakes to return the invested capital within 45 business days, once it has received notification from the client of its desire to cease using the services. TERMINATION CLAUSE: This contract will enter into force from the date of acceptance by sending the invoice and receipt by the customer and will be valid until terminated by either party. Either party may terminate this agreement at any time and for any reason upon 30 days’ written notice. In case of termination by the client, he will be charged a penalty of 35% on the amount of the investment, with a return of the invested capital within 45 business days. In the event of termination by Success Capital Investment, the invested capital will be returned to the client within 45 business days. ENTIRE AGREEMENT CLAUSE: This agreement constitutes the entire agreement between the client and SUCCESS CAPITAL INVESTMENT and supersedes any prior or contemporaneous agreements, whether oral or written. SUCCESS CAPITAL INVESTMENT reserves the right to modify this agreement at any time and without notice. The modified contract will be available on the www.successcapitalinvestment.com website and it is the responsibility of the CLIENT to periodically review this contract to be aware of any modifications. By continuing to use the services of SUCCESS CAPITAL INVESTMENT after the publication of any modification of the contract, the CLIENT understands that he accepts such modifications. In the event that the CLIENT does not accept the modifications to the contract, the use of the services of SUCCESS CAPITAL INVESTMENT must cease and, in such case, a penalty of 35% will be applied on the amount of the investment made by the CLIENT, with a return of the investment capital within a maximum period of 45 business days. NON-WAIVER CLAUSE: No waiver by CLIENT of any term or condition set forth in this agreement shall be deemed a subsequent waiver of such term or condition or any other term or condition in the future. All waivers must be made in writing and must be approved by the company. INTEGRATION CLAUSE: This investment service agreement of Success Capital Investment and Client constitutes the entire agreement between the parties and supersedes all prior or contemporaneous agreements, whether oral or written. This clause excludes any representation, warranty or condition not expressly included in this agreement. CLIENT PERSONAL CUSTODY OF FUNDS HANDLING LIABILITY: The client is solely responsible for the handling and custody of its own funds at all times. If the client receives cryptocurrencies from the company in his personal wallet, it is his responsibility to take care of the security of his wallet and protect his investments. The company will not be responsible for any kind of loss or damage resulting from lack of security or improper handling of the client’s personal wallet. The client releases the company from all liability in case of loss of access to its cryptocurrency wallet, whether due to loss of password, theft of private keys or any other circumstance. The client is solely responsible for properly backing up and protecting their private keys and cryptocurrency wallet therefore will not execute a double payment for this reason. PAYMENT CLAUSE IN CRYPTOCURRENCIES: The CLIENT accepts that, in the event that payment transactions are made with cryptocurrencies, he undertakes to personally create his own cryptocurrency wallet. The company will not be responsible for providing information or assistance for the creation of the CLIENT’s wallet. The CLIENT is responsible for taking care of the security of his wallet and any transaction made from it. In case of loss of access to the wallet for any reason, the company will not be responsible for the handling or custody of the CLIENT’s funds. PERSONAL DATA PROTECTION CLAUSE: The client understands and agrees that any personal information provided to SUCCESS CAPITAL INVESTMENT, including but not limited to your name, email address, postal address and telephone numbers, will be used only for the purposes set out in this contract. SUCCESS CAPITAL INVESTMENT undertakes not to disclose or transfer such information to third parties without the prior written consent of the client. JURISDICTION CLAUSE AND APPLICABLE LAW: The client acknowledges and accepts that any controversy or dispute arising from or related to this contract will be resolved exclusively by the competent courts of the and will be governed by the law of this country. The client expressly and voluntarily waives any other jurisdiction or jurisdiction that may correspond to him. INVESTMENT DIVERSIFICATION CLAUSE: The client has the option of diversifying their investments in different markets and currencies, according to the product offer made by SUCCESS CAPITAL INVESTMENT, in order to mitigate the risk of losses in case of market fluctuations. However, the client agrees to assume some responsibility in the management of his funds operated by SUCCESS CAPITAL INVESTMENT, including the possible reduction of his invested funds in case of market fluctuations with spreads from -15% onwards of daily trade by currency traded within an investment pool. INVESTMENT RISK RECOGNITION CLAUSE: The client acknowledges that any investment carries certain risks and that Success Capital Investment strives to provide accurate and up-to-date information on investment performance and the state of the market in general. By using the investment services of Success Capital Investment and associated companies, the client accepts the terms and conditions and privacy policy set forth on each of the company’s websites www.successcapitalinvestment.com, www.megabullmarket.com, www.successcapitalbank.com, www.greengemslife.com, www.gglifecard.com, among others. In addition, the client is responsible for periodically reviewing these documents to be aware of possible modifications or updates. By continuing to use the services of Success Capital Investment after the posting of any modification of the terms and conditions or privacy policy, the client accepts such modifications. The client agrees to assume the responsibility of active investor against the potential risks of the market in which he participates indirectly. The client is aware that by delegating to Success Capital Investment the use of his capital to make investments in the different markets, he assumes some risk due to market fluctuations. However, the client is confident that Success Capital Investment will take appropriate measures to minimize risk and protect the client’s capital to the extent possible. It is the client’s responsibility to maintain the confidentiality of his/her access details to Success Capital Investment’s investment services and he/she is responsible for any activity carried out under his/her account. It is the client’s responsibility to inform Success Capital Investment of any changes to the information provided at the time of registration as a user of the investment services. Risks inherent to the market: The client understands and accepts that any investment carries certain risks inherent to the market. Although Success Capital Investment will endeavor to provide accurate and up-to-date information on investment performance and the state of the market in general, the client assumes responsibility for making informed decisions about their investments and for assessing the risks to which they are exposed. The client also understands that, in the event of market fluctuations, losses may occur on his investments, and agrees to assume such risks. This disclaimer provides that Success Capital Investment and its affiliates, as well as their respective employees, directors, shareholders and agents, shall not be liable for any damages or losses that may arise as a result of the use of the investment services offered by the firm, whether direct, indirect, incidental, special or consequential. This disclaimer includes, but is not limited to, financial loss, loss of profits, business interruption, loss of information, or any other business loss. The client assumes all risks and liabilities related to the use of the investment services of Success Capital Investment and its associated companies. The use of AUTO BOT SIGNAL signals is the sole responsibility of the customer and it is he who assumes the risks inherent in their use. The client should be aware that by using these signals, he is making investment decisions himself and is responsible for monitoring compliance with them and taking the necessary measures to protect his interests. In addition, the client is solely responsible for choosing the cryptocurrency exchange of his preference and making sure that he is using a secure and reliable platform. FINAL PROVISIONS: All products offered within the Success Capital Investment ecosystem have their own conditions and characteristics that must be read and understood by the client before using the product. By choosing to use any product, the customer accepts these conditions and is responsible for monitoring and following the instructions thereof to obtain the desired benefit. YPTO-1 Xtrem /BITCOIN Increase your level of earnings by reaching 300% in Bitcoin fractions of return on capital in 12 months when using Crypto-1 Xtrem. At the time of making your investment, your capital application will be made in fractions of BTC according to the market price at the time of invoicing your order. The client must download their de-centralized wallet TRUST WALLET and call the CSI-COIN token to receive the corresponding amount in CSI-COIN tokens referring to their 300% of Bitcoin fractions. The client at the time of terminating the service contract must send totally or partially the amount of CSI-COIN that he wishes to receive for his 300% of Bitcoin fractions as a total return of his initial investment. The client may retain all of his CSI-COIN tokens if he so wishes and exchange them with whomever he deems appropriate to do so and in this way the responsibility of SUCCESS CAPITAL INVESTMENT for a double payment to the client is released. The only way to receive your 300% or fractions of initial capital return is by sending the CSI-COIN tokens to the SUCCESS CAPITAL INVESTMENT wallets. 1 CSI-COIN will have an equivalent to 1 Bitcoin on the contract start date. In case of loss of the CSI-COIN by the client, the company will not have any responsibility for said loss and thus excluding its future responsibility in case of redeeming the CSI-COIN for Bitcoins. Once the contract is finished, the client may also make use of the public and decentralized exchange in waves.exchange to exchange their CSI-COIN for Bitcoin at the market rate as it appears in said exchange, if so, the client will already consider their benefits redeemed. releasing the company from all responsibility. The client may use their CSI-COIN as a form of payment for the acquisition of other products within the Success Capital Investment ecosystem and its affiliated companies. Take advantage of the upward trend of this cryptocurrency and maximize your profits like you have never seen before. -When using Crypto-1 High Risk Profit / Pro, you will use simple interest to calculate your daily earnings. -Remember all your benefits you can withdraw them monthly directly to your Bitcoin wallet. Our multidirectional operating system SCB-BOT SYSTEM / AUTOBOT SIGNAL’S SYSTEMS operates 24 hours a day. The system works from Monday to Friday, except holidays. Our multi-directional operating system SCB-BOT SYSTEM works 24 hours a day. All contracts have a 35% penalty on the amount invested if a contract decline is made before the established time. The client must notify in writing their decline in service. The refund will be executed 45 business days after receipt of the request to cancel the contract. The cut-off date will be the last day of each month or the 30th and, if applicable, the 31st. All payments will be made in the Norwacoin cryptographic token or equivalent within the Success Capital Investment ecosystem, having a fee of 0.5%, if the client wishes to pay in their local currency. There will be an additional fee of 5% on the amount to be paid. The company can unilaterally change from Xtrem to Pro and vice versa as well as in the background unilaterally at any time. SMART CRYPTO HOLD PRO: It is an investment fund in cryptography based on blockchain technology. When making an investment in this fund, you get a monthly profit 10% simple interest on a 12-month service contract. Your earnings bank statement will be emailed to you every month within 48 hours business after the last day of each month. The account cutoff of your earnings runs every 30th of every month. The system works from Monday to Friday. Our multi-directional operating system SCB-BOT SYSTEM operates 24 hours a day. The system operates from Monday to Friday excluding holidays. Our multi-directional operating system SCB-BOT SYSTEM operates 24 hours a day. All contracts have a 35% penalty on the amount invested if a contract decline is made before the established time. The client must notify in writing his decline of the service. The refund will be executed 30 business days after receiving the request for cancellation of the contract. The cut-off date will be the last day of each month either 30 and if it is the case 31. All payments will be made within 72 business hours following the closing date of the month and this payment will be effective in the cryptographic token Norwacoin in the Waves chain, having a fee of 0.5%, if the client wishes to pay in their local currency. There will be an additional fee of 5% on the amount to be paid. SMART CRYPTO HOLD XTREM: -It is an investment fund IN CRYPTOCURRENCY TRADING which operates in different exchanges such as BINANCE, POLONIEX, WAVES.EXCHANGE, KUKOIN, HUOBI ETC. -SMART CRYPTO HOLD XTREM uses the artificial intelligence system: AUTOBOT SIGNAL’S SYSTEM owned by SUCCESS CAPITAL INVESTMENT. -All investment funds are managed directly by SUCCESS CAPITAL BANK. -When making an investment in this fund, you obtain a monthly gain of 10% in compound interest in a service contract of at least 36 months and with the possibility of renewal. -The monthly / annualized bank statement for the capital application period will be sent to your email within 48 business hours once the account creation and capital placement in the fund have been made. -The account cutoff of your earnings and allocation to capital is executed every 30th of each month. -The system works from Monday to Friday and on business days. Our multidirectional operating system AUTOBOT SIGNAL’S SYSTEM operates 24 hours a day. -All contracts have a 40% penalty on the amount invested if a contract decline is made before the established time. -The client must notify in writing his decline of the service. -The refund will be executed 45 business days after receiving the request for cancellation of the contract. -The cut-off date will be the last day of each month either 30 and if it is the case 31. -All payments will be made within 72 business hours following the contract completion date and this payment will be effective in the Norwacoin cryptographic token in the Waves chain, having a fee of 0.5%, if the client wishes to pay in their currency. Local will have an additional fee of 5% on the amount to be paid. -The contract has automatic renewal in the absence of written notification to the support area within 90 days before the end of the contract. -The client must supply the cryptocurrency wallet account with a minimum term of 6 months for his withdrawal of capital and benefits in case his contract is in USDT, in case of local nomeda he must inform his account number in the name of the owner / beneficiary transferring all bank details for international transfers. -Once the term of contracting the service has expired and the request for withdrawal of funds is made, these will be placed in the account of the beneficiary / holder within a period of 45 business days once the request for funds available to date is made. High Risk Profit Xtrem is an investment product that gives you a daily profit of up to 3% from Monday to Friday in compound interest used the cryptocurrency market, HRP -xtrem operates between various exchanges such as Waves.Exchange, BINANCE, POLONIEX, YoBit , Huobit among others, allowing to have a wide protection coverage on risk in placements. Your earnings bank statement will be emailed to you every month within 48 hours. business after the last day of each month. The account cutoff of your earnings runs every 30th of every month. It should be noted that the days in which the market is in losses, those days are billed at 0 US $ and thus for the number of days that it remains in that situation in order to avoid capital losses. In the event of a market drop below 25% in relation to the last business day, the positions are liquidated and entered into stock until they are recovered at the same market value before the drop. The system works from Monday to Friday. Our multidirectional operating system SCB-BOT SYSTEM / AUTOBOT SIGNAL’S SYSTEMS operates 24 hours a day. The system works from Monday to Friday, except holidays. Our multidirectional SCB-BOT SYSTEM / SCB-BOT SYSTEM operating system works 24 hours a day. All contracts have a 35% penalty on the amount invested if a contract decline is made before the established time. The client must notify in writing their decline in service. The refund will be executed 45 business days after receipt of the request to cancel the contract. The cut-off date will be the last day of each month or the 30th and, if applicable, the 31st. All payments will be made within 30 business days following the closing date of the contract and this payment will be effective in the cryptographic token Norwacoin in the Waves chain, having a fee of 0.5%, if the client wishes to pay in their local currency There will be an additional rate of 5% on the amount to be paid. The company can unilaterally change from Xtrem to Pro and vice versa as well as in the background unilaterally at any time. High Risk Profit Pro is an investment product that gives you a daily profit of up to 3% from Monday to Friday in simple interest used the cryptocurrency market, HRP operates between various exchanges such as Waves.Exchange, BINANCE, POLONIEX, YoBit, Huobit among others, allowing to have a wide protection coverage on risk in placements. Your earnings bank statement will be emailed to you every month within 48 hours business after the last day of each month. The account cutoff of your earnings runs every 30th of every month. The system works from Monday to Friday. Our multi-directional operating system SCB-BOT SYSTEM /AUTOBOT SIGNAL´S SYSTEMS operates 24 hours a day. The system operates from Monday to Friday excluding holidays. Our multi-directional operating system SCB-BOT SYSTEM operates 24 hours a day. All contracts have a 35% penalty on the amount invested if a contract decline is made before the established time. The client must notify in writing his decline of the service. The refund will be executed 30 business days after receiving the request for cancellation of the contract. The cut-off date will be the last day of each month either 30 and if it is the case 31. All payments will be made within 72 business hours following the closing date of the month and this payment will be effective in the cryptographic token Norwacoin in the Waves chain, having a fee of 0.5%, if the client wishes to pay in their local currency. There will be an additional fee of 5% on the amount to be paid. Bonus Customer Investor: This excellent benefit allows you to earn passively by investing your direct and indirect referrals, for example if a friend of yours registers and invests in GG-Life he will receive his earnings month after month during the period of his contract, in addition to your Smart Bonus Green that you receive 10% for the income of your referral, you will also earn 1% of your friend’s investment during the term of his contract, this will allow you to obtain 100% passive income just for recommending 1 single time and there is even more this is repeated until the third generation of your business organization Network Bonus: If your passion is to share the good things that happen to you in your life, here is an opportunity to generate more money while helping your acquaintances. When a referral of yours enters Green Gems Life you will obtain your first profit, SMART BONUS GREEN where we will give you 10% for the investment amount of your referral, also if your referrals also share their experiences and others enter with them in Green Gems Life You will get 5% in your first level, 5% in the second level and 2% in the third level on the initial amount of your purchase, this will make you have magnificent profits for your team that you are developing.
Delegation of Responsibility Clause
The client fully accepts and understands that they delegate their responsibility to operate in financial markets to Success Capital Bank (hereinafter, “the Bank”). This action does not imply any responsibility on the part of the Bank for potential losses. In the event that the market experiences a negative correction exceeding 25%, this could lead to a possible liquidation of the client’s assets, as these assets are leveraged within the different exchanges where they are traded.
Indemnification Clause
The associate, client, and/or beneficiary (hereinafter, “the User”) of Success Capital Bank (hereinafter, “the Bank”) agrees that, in the event that the User, directly or indirectly, through different channels or means of communication, attempts or issues opinions that may be considered adverse to the interests of the Bank and that may be detrimental to the good image of the Bank or its owners, the Bank shall have the right to penalize the User by terminating their account within the Bank. Additionally, the User’s contributions may be taken as a form of payment for indemnification for the damages caused to the image of the Bank.
Payment Installments Clause
Success Capital Bank (hereinafter, “the Bank”), as a transitional and regenerative measure, may establish payment installments in the event of capital return. The number of installments will be determined by the Bank and accepted by the client, as well as the amount of each installment and the payment term for each. Additionally, the client agrees to receive USDT or the NWC (NORWACOIN) token as a form of payment for these installments, and this decision will be determined by the Bank, which will deliver one of the two tokens.